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Banking Interest Rate
|
Loan Scheme |
Interest (%) |
Amount |
Tenure |
Remarks |
|
Ordinary Gold Loan |
11 |
Rs. 6875/gm, up to 20 lakhs |
6 months |
Insta payment |
|
Special gold Loan |
11 |
Rs. 7500/gm, up to 20 lakhs |
3 months |
Insta payment |
|
Bhadratha |
12 |
20 lakhs |
60 months |
Mortgage loan |
|
M T Loan |
12 |
40 lakhs |
60 months |
Mortgage loan |
|
Scheme Loan Cow |
9.75 |
3 lakh |
36 months |
Personnel surety |
|
Bhadratha Personnel Loan |
12 |
25,000 |
months |
Personnel surety |
|
Kudumbasree (SHG loan) |
9 |
9 5 lakhs |
60 months |
Personnel surety among groups |
|
Mangalya loan |
5 |
25,000 |
60 months |
Personnel surety |
|
Arogyasree |
7 |
25000 |
18 months |
Personnel surety (< 25,000) |
|
NAMT |
12 |
1 lakh |
60 months |
For salaried people |
|
Vehicle Loan |
11.50 |
3 lakh |
60 months |
Hypothecation & addl. security |
|
Agri Gold Loan |
7 |
Rs. 6250/gm, up to 3 lakhs |
6 months |
Insta payment |
|
Loan Scheme |
Interest (%) |
Amount |
Tenure |
Remarks |
|
Business Loan Cash Credit |
12 |
500000 |
60Months |
Personnel surety |
|
Swayam Sahaya Sangham |
10 |
500000 |
60Months |
Personnel surety among groups |
|
Self Employment |
11 |
300000 |
60 Months |
Personnel surety no other guarantee required |
|
Scheme Loan Cow |
9.75 |
300000 |
Personnel surety |