Banking Interest Rate

Loan Scheme

Interest (%)

Amount

Tenure

Remarks

Ordinary Gold Loan

11

Rs. 3125/gm, up to 10 lakhs

6 months

Insta payment

New Gold Loan

9

Rs. 3125/gm, up to 10 lakhs

3 months

Insta payment

Bhadratha

12

20 lakhs

60 months

Mortgage loan

M T Loan

13

20 lakhs

60 months

Mortgage loan

Scheme Loan Cow

9.75

3 lakh

36 months

Personnel surety

Bhadratha Personnel Loan

13

25,000

months

Personnel surety

Kudumbasree (SHG loan)

9

9 5 lakhs

60 months

Personnel surety among groups

Mangalya loan

5

25,000

60 months

Personnel surety

Arogyasree

7

25000

18 months

Personnel surety (< 25,000)

NAMT

13

1 lakh

60 months

For salaried people

Vehicle Loan

11.50

3 lakh

60 months

Hypothecation & addl. security

Family Cash Credit

12.75

10,000

1year

Personnel surety

Loan Scheme

Interest (%)

Amount

Tenure

Remarks

Business Loan Cash Credit

12.75

500000

60Months

Personnel surety

Swayam Sahaya Sangham

10

500000

60Months

Personnel surety among groups

Self Employment

11

300000

60 Months

Personnel surety no other guarantee required

Scheme Loan Cow

9.75

300000

Personnel surety