
Attractive Competitive Interest Rate
- Customer Friendly Time Saving Procedures
- Provision of onsite deposit Collection
- Additional Incentives for Senior Citizens
- Additional Perks for Distant Customers
Deposit Scheme |
Term |
Interest Rate |
Remarks |
SB |
- |
4.0% |
Free Services (NEFT, RTGS) |
FD |
15 days to 23 years |
6.00% - 8.75% |
Onsite interest payment & instant loan advances up to 75 % |
Call Deposit |
120 month |
6.5% |
|
RD |
12-120 months |
Varies ( 8 %) |
Onsite collection by bank agent, loan advance up to 75% |
Daily Deposit |
Minimum 3 months |
6% (after 6 months of deposit date) |
Transfer facility to loan account |
Special Offers |
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Fixed Deposit
0.50% Additional Interest for Senior Citizens
Period |
Interest Rate |
15 days to 45 days |
6.00 % |
46 days to 90 days |
6.50% |
91 days to 179 days |
7.25 % |
180 days to 364 days |
7.50% |
12 Months to 23 Months |
8.25% |
2 Year and Above |
8.00% |
Special Deposit Scheme
Members Mutual Benefit Scheme
- Monthy instalment of Rs. 1000 to 10,000
- Period extends to 20-50 months
- Flexi & Friendly guarantee provision
- Onsite collection by bank agents
- Transparent bidding
Prompt I: Pension Plan For People After Employment Days
- Monthly installment of Rs. 200, 500, 1,000 x 120 months
- Monthly pension of Rs. 300, 600, 1200 respectively
- Payment starts soon after the monthly installments
- Additional attractive offer for closure after 120 months
Monthly Installment (Rs.) |
Period (months) |
Total Payments |
Monthly Income/ Pension |
Amount (if opt for discontinuing pension) |
250 |
120 |
30,000 |
300 |
45,000 |
500 |
120 |
60,000 |
600 |
90,000 |
1000 |
120 |
1,20,000 |
1200 |
1,80,000 |
Prompt II: Investment Schemes For Children
Members Mutual Benefit Scheme
- installment amount Rs. 200,500,1000 X 120 months.
- Rs. 5 lakhs after 20 years for 1,000 x 120 monthly deposits.
- Monthly Deposits only for 10 years; your money multiplies in the next ten years for the genuine need of your child.
- Attractive for Children below 5 years; a secure scheme for educational or marriage needs.
- A singular scheme in banking sector; no other comparable schemes from any other banks or insurance corporation
Monthly Installment (Rs.) |
Period (months) |
Total Payments |
Total Repayment after 20 Years |
250 |
120 |
30,000 |
1,20,000 |
500 |
120 |
60,000 |
2,50,000 |
10000 |
120 |
1,20,000 |
5,00,000 |
Special Funds
Kudumba Sahaya Nidhi:
Bank provides an attractive life insurance scheme to its members on a onetime fee of Rs. 300. The family (nominee) will be offered Rs. 5,000 in the event of death of the member to cover immediate needs.
Arogya Nidhi:
Bank Provides an attractive health insurance cover to our members on a onetime fe of Rs. 100. The benefecieries will be offered upto Rs. 5,000 for the treatment of major ailments.