Attractive Competitive Interest Rate

  • Customer Friendly Time Saving Procedures
  • Provision of onsite deposit Collection
  • Additional Incentives for Senior Citizens
  • Additional Perks for Distant Customers

Deposit Scheme

Term

Interest Rate

Remarks

SB

-

4.5%

Free DD Services up to 25,000

FD

15 days to 23 years

5% - 7.75%

Onsite interest payment & instant loan advances up to 90 %

Call Deposit

46 days to 3 years

6.5%

Any time withdrawal facility with full interest up to the withdrawal date

RD

12-120 months

Varies ( 8 %)

Onsite collection by bank agent, loan advance up to 75%

Daily Deposit

Minimum 3 months

6% (after 6 months  of deposit date)

Transfer facility to loan account

Swayamvardhini ( SVD)

84 months

Deposit Doubles during the period

Special Offers

Fixed Deposit

0.50% Additional Interest for Senior Citizens

Period

Interest Rate

15 days to 45 days

5.25 %

46 days to 90 days

5.75%

91 days to 179 days

6.25 %

180 days to 364 days

6.75%

12 Months to 23 Months

7.25 %

2 Year and Above

7.00%

Special Deposit Scheme

Members Mutual Benefit Scheme

  • Monthy instalment of Rs. 1000 to 10,000
  • Period extends to 20-50 months
  • Flexi & Friendly guarantee provision
  • Onsite collection by bank agents
  • Transparent bidding

Prompt I: Pension Plan For People After Employment Days

  • Monthly installment of Rs. 200, 500, 1,000 x 120 months
  • Monthly pension of Rs. 300, 600, 1200 respectively
  • Payment starts soon after the monthly installments
  • Additional attractive offer for closure after 120 months

Monthly Installment (Rs.)

Period (months)

Total Payments

Monthly Income/ Pension

Amount (if opt for discontinuing pension)

250

120

30,000

300

45,000

500

120

60,000

600

90,000

1000

120

1,20,000

1200

1,80,000

Prompt II: Investment Schemes For Children

Members Mutual Benefit Scheme

  • installment amount Rs. 200,500,1000 X 120 months.
  • Rs. 5 lakhs after 20 years for 1,000 x 120 monthly deposits.
  • Monthly Deposits only for 10 years; your money multiplies in the next ten years for the genuine need of your child.
  • Attractive for Children below 5 years; a secure scheme for educational or marriage needs.
  • A singular scheme in banking sector; no other comparable schemes from any other banks or insurance corporation

Monthly Installment (Rs.)

Period (months)

Total Payments

Total Repayment after 20 Years

250

120

30,000

1,20,000

500

120

60,000

2,50,000

10000

120

1,20,000

5,00,000

Special Funds

Kudumba Sahaya Nidhi:

Bank provides an attractive life insurance scheme to its members on a onetime fee of Rs. 300. The family (nominee) will be offered Rs. 5,000 in the event of death of the member to cover immediate needs.

Arogya Nidhi:

Bank Provides an attractive health insurance cover to our members on a onetime fe of Rs. 100. The benefecieries will be offered upto Rs. 5,000 for the treatment of major ailments.